Offering a great culture and working environment. Outstanding benefits package.
Responsibilities include analysis of financial statements, tax returns and loan data on new, renewal and existing loans to determine financial condition, credit worthiness and make recommendations.
Prepares spreadsheets, reports, and written financial analysis .
Analyzes, interprets and communicates orally and in writing (prepares credit memorandum)on the financial status of the balance sheet, income statement, and cash flow to determine their potential borrowing capacity.
Reviews appraisals and completes the Appraisal Review Form.
Analyzes, interprets and writes the financial overall risk of the portfolio. Reviews annual term loan process and assign a risk grades.
Responsible for the quality and integrity of the loan presentation (with written analysis) to the Credit Committee.
Reviews loan applications, verifies information, reviews information, interprets credit report and determines if liens may be perfected for collateral purposes.
Maintain and understand compliance including Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Asset Control (OFAC).
Ability to work with numerous mathematical financial equations.
Knowledge of the market value methods of appraising all types of collateral .
Bachelor’s degree in Accounting or Finance preferred and at least one or two (1-2) years commercial credit analysis or related experience.
… please let me know if there is ever anything I can do to help you….
Thank you !